Manage the entire card lifecycle,
from one place

Track spending, issue cards, control limits, and secure every transaction with enterprise-grade protection.

Hero Card

How PayGuard Works

Launch, manage, and scale your card programs with a simple, secure workflow.

01

Onboard

Quickly onboard banks, fintechs, or enterprises with built-in KYC, compliance checks, and configuration tools.

02

Issue Cards

Instantly issue virtual or physical cards with customizable limits, controls, and user roles.

03

Control & Monitor

Track transactions in real time, set spending rules, and gain insights through analytics dashboards.

04

Secure & Scale

Built-in fraud detection, risk management, and scalable infrastructure handle millions of transactions securely.

Card management, made easier

Banks
Streamline operations and deliver seamless card experiences.

Fintechs
Innovate faster with flexible card solutions.

Simplified management • Higher efficiency • Faster launches

Built for every modern payment business

PayGuard adapts to your model — whether you're issuing cards, managing merchants, or scaling transactions.

Banks

Launch and manage card programs with full lifecycle control and regulatory readiness.

Fintechs

Move fast with flexible APIs, rapid onboarding, and scalable infrastructure.

Wallet Providers

Enable secure card-linked wallets with real-time controls and analytics.

Marketplaces

Handle issuing, acquiring, settlements, and reconciliation from one platform.

BNPL & Credit Platforms

Power credit products with built-in limits, risk evidence, and compliance.

Global Platforms

Scale across regions with high TPS, low latency, and enterprise security.

Everything you need.
Nothing you don’t.

A unified platform for issuing, acquiring, and credit management—built to scale effortlessly.

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Platform Performance

Built to perform at global scale

Designed for high-throughput environments, PayGuard delivers unmatched reliability, speed, and security — even under peak load.

99.99%

Guaranteed uptime

Highly available infrastructure with automated failover.

<120ms

API response time

Optimized APIs for real-time financial operations.

50+

Security checks

Fraud detection, AML, risk scoring, and compliance layers.

End-to-end platform

Unified Platform

Issuing, switching, reconciliation & settlements in one place.

Plug-and-Play APIs

Integrate seamlessly with existing systems.

Built-in Security

Fraud detection, risk controls & compliance.

Powerful Features for Enterprise Growth

Advanced tools designed for banks, fintechs, and large-scale payment platforms.

Card Management

End-to-end control of cards from issuance to closure.

Enterprise Security

Real-time fraud prevention and compliance.

Smart Analytics

Actionable insights at scale.

Start managing cards the smarter way

Take control of your card operations, secure transactions, and scale effortlessly with PayGuard. Join hundreds of banks and fintechs transforming their card management experience.

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